Test Circuit

By Mwhipps

 With the latest release of Google’s Street View, that today handles countless countryside locations, not simply urban centres, possibly helping burglars identify vulnerable houses.

One insurer, (L&G) announced a week ago that crooks were being becoming “tech-savvy” along with “farming” such web pages for information. The Timesonline state that you have possibilities that insurance organisations could start to reject claims if there is proof that customers are already using internet internet sites.

Hiscox have previously declined to insure models whom post details of when and where they have holidays in magazines such as Hello and OK. Hiscox said it is considering penalising customers if they regularly post details of their whereabouts on public forums. This could also include the up and coming social network foursquare.

The AA, an insurance broker, said publishing details of when your house is empty could “be regarded as a breach of your duty of care and would be seriously considered by an insurer”.

If this is the case, it is reported that home insurance could increase by about 10% to take account of losses due to the use of social networking sites.

L&G research shows that 38% of users of social network sites have posted details of their holiday plans, and 33% say if they are aware for the weekend. Nearly a quarter (23%) have discussed holiday plans on pages accessible to the public. About 17% have posted residential addresses that can be seen by strangers.

To ensure you are not at risk, there are a few easy steps you can take to protect yourself.

* Never post your home address or other information that is personal, including your property telephone number, on any social network sites web site.

* Take care what you reveal about who you are and where you live.

* Use the “block others” function, or it’s equivalent, so strangers are not able to view your profile without your permission

Finally, be careful what you post on-line, telling people that you’ve inherited items worth over ?20,000 may not be a good idea!

If your home insurance is up for re-newel, then please remember this article, it could save you a small fortune in the future.

Visit Budget Insurance for your home insurance quotes online

Visit Budget Insurance for your home insurance quotes online http://www.budgetinsurance.com/Home-Insurance/
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